A creditor is still contacting me, what should I do?

If your case was only recently filed, it is likely that the creditor may not have received notice yet. However, if it continues, please let us know so that we can contact the creditor and put a stop to it.

How long do I have to complete the second class?

The second course must be completed before you can receive your discharge. We recommend taking the second course as soon as you can after your case is filed to make sure that it is done on time.

I got something from the trustee that mentions dismissing my case, what is this?

Usually, it does not mean that you are dismissed right away but rather that there is a problem that needs to be fixed. Call us at your earliest convenience and we can help you fix the problem.

I received a letter, what is it?

 If you receive a letter about your bankruptcy and are concerned or have questions, give us a call and our paralegal or one of the attorneys can review it with you. Please make sure you have a copy of the letter with you when you call.

Can I pay my bankruptcy off early?

Yes, but there are some limitations on it. If you think you will have enough money to pay off your bankruptcy, let us know right away so that we can get a payoff from the trustee.

I want to sell some of my property, what do I need to do?

Let us know right away. There is usually paperwork that needs to be filed before things like homes, land, or vehicles (even if you own them outright) can be sold and we can help you with that process.

Can I add bills to my bankruptcy?

Sometimes yes, sometimes no. Call us and we can let you know if it is a bill that can be added or if we need to notify your creditor of the bankruptcy.

Can I reduce my payments?

It depends on your case. Please call us and we can discuss your options with you.

My car was totaled, or my car has stopped working. Can I get another one?

Yes, but you will need to discuss options with us. Sometimes, paperwork must be filed with the court before you can get a replacement vehicle. We are happy to guide you through this process.

I lost my job, what are my options?

We may be able to reduce or even stop bankruptcy payments while you search for a new job or wait for unemployment payments. However, we can’t do this until you let us know so be sure to call us ASAP if you’ve lost your job.