I already did one class, do I have to do a second one?

There are two classes that must be completed in every bankruptcy case. One is done before your case is filed and one is done after. If you have only done one class, then you still have a second class that must be done. Contact us if you need information on your second class.

A creditor is still contacting me, what should I do?

When you file bankruptcy, your creditors are notified via mail and they are supposed to stop contacting you. If you have only recently filed, creditors may have not yet updated their system to stop contacting you. However, if this continues, please let us know so that we can contact the creditor and get it stopped.

What happens if I miss my trustee meeting?

If you miss your first trustee meeting, it will automatically be rescheduled for the following month. If you miss more than one meeting, your case can be dismissed. If you know you are unable to attend your meeting, please contact us ASAP.

I attended my trustee meeting, what happens next?

For a Ch. 7 bankruptcy, generally after you attend your meeting, you are just waiting for your discharge. This is typically a few months after the meeting. In rare cases, the trustee may require additional information after the meeting, and we will contact you to discuss this.

For a Chapter 13 bankruptcy, once you have attended your meeting, the trustee may confirm (i.e. approve) your plan after about a month if no objections are filed. If the trustee or a creditor files an objection, we will help you get the objection resolved.

What happens at my meeting? What should I expect?

Your meeting with the trustee will usually consist of a few standard questions under oath with your attorney present. Most meetings only take a few minutes. Most trustees require a few basic documents regarding identification and income prior to the meeting. We will help you get these documents to the trustee.

When and where is my trustee meeting?

You will receive a letter, shortly after your case is filed, with the time and date of the meeting. Right now, due to the Covid-19 Pandemic, meetings are being held by phone and your letter will include that telephone number and access code.

Who is my trustee?

You will receive a letter, shortly after your case is filed, that includes the name of the trustee assigned to your case and the date and time of your meeting.

When do my payments start (Chapter 13 only)?

Typically, your payments will start the month after you file for bankruptcy. You should receive an Order to Pay from the trustee that has your payment amount. Your payment is due by the 22nd of every month so that the trustee has time to process it before the end of the month. This does not mean that you must wait until the 22nd, however. You can make the payment any time between the 1st of the month and the 22nd of the month.

When is my filing fee due (Chapter 13 only)?

Typically, your filing fee is due by noon on the date of your meeting with the trustee. If you cannot pay it by this time, please contact our office immediately.

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