I am only making minimum payments on credit cards, can bankruptcy help?

Yes! Minimum payments are probably not even covering the interest, so it is unlikely the debt will ever be repaid. Bankruptcy allows you to break the cycle of never-ending interest and either eliminate the debt or pay it back with no more interest added.

I can’t afford to pay all my bills, can bankruptcy help?

Yes! Filing bankruptcy will eliminate your debts or reduce your debt payments, which will free up income to pay your everyday living expenses.