While you can file without an attorney, we strongly recommend that you consult with an attorney who is familiar with the bankruptcy process before you file. A successful bankruptcy filing requires an understanding of the law and rules, including dischargeability of different kinds of debt, eligibility to be a debtor and receive a discharge, exemptions, and income. An attorney who is familiar with the bankruptcy code and rules should be able to advise you on the cost, effect, and requirements of filing for bankruptcy so that you can make an informed decision on whether that is something you should do and, if so, how to go about it.