I owe state and/or federal taxes. Can bankruptcy help?

Yes! Bankruptcy can help with tax debt. While not all tax debt is dischargeable, filing for bankruptcy can stop a lawsuit or garnishment from tax debt. It can also provide a more affordable payment plan than the state or the IRS may be willing to offer. Our experienced attorneys can go over this information and how it will apply to your situation during your free consultation.

Can bankruptcy still help me if I only have medical debt?

Yes! Illness and lack of insurance coverage leave many people with overwhelming medical debt, but bankruptcy can wipe out that debt and allow you to start over.

Do I have to include all of my credit cards in bankruptcy?

Yes! It is required that you list all of your debts when filing for bankruptcy. But not all debts have to be treated the same in bankruptcy. That is something that you can discuss with your attorney during your free consultation.

Can bankruptcy help me get out of credit card debt?

Yes, it can! Credit card debt is one of the primary reasons many people file for bankruptcy. In most cases, bankruptcy will clear away credit card debt. Even when some or all of the debt will be repaid, bankruptcy allows for more affordable and manageable payments.

My wages are being garnished, can bankruptcy help?

Yes! Even if the garnishment is already active, filing for bankruptcy can stop the garnishment from taking any more of your hard-earned money. Call us ASAP so we make sure your next paycheck is protected!

I have been served with a garnishment, can bankruptcy help?

Yes! Filing bankruptcy will stop a garnishment before it starts. You can’t be garnished during bankruptcy and completing your bankruptcy will permanently remove the garnishment, so you don’t have to worry about it anymore.

I am being sued for a debt, can bankruptcy help?

Yes! Typically, if you are being sued for a prior debt, the creditor can get a judgment against you and start to garnish your wages or bank account or put a lien on your home. Filing for bankruptcy can stop the lawsuit in its tracks.

There is a foreclosure sale date on my home, can bankruptcy help?

Yes, but you should contact our office ASAP because we will need to prepare and file your paperwork with enough time to notify the mortgage company before the sale date.

My mortgage company is threatening foreclosure, can bankruptcy help?

Yes! Chapter 13 Bankruptcy can stop a foreclosure from going forward. Call our office and we will help you come up with a Chapter 13 payment plan to catch up the mortgage payments.

I am behind on my mortgage, can bankruptcy help?

Yes! Chapter 13 Bankruptcy can give you the time you need to catch up on your mortgage payments, without the looming threat of foreclosure.