Yes! Filing for bankruptcy can stop a pending repossession, but we will need to move quickly to make sure your vehicle isn’t picked up.
Yes! A Chapter 13 Bankruptcy can help you keep a vehicle even if you are behind on payments. Once your case is filed, your vehicle will be protected from repossession.
We can usually have a case ready to file within a few days. If there is an emergency, then we will try to get the case filed within 24 hours.
We accept cash (in office only), debit cards, checks, and money orders. We can take debit card payments over the phone and you can schedule recurring payments if you wish.
We cannot accept a credit card payment from you if you are preparing to file bankruptcy. However, if a friend or relative who is not in bankruptcy is paying your fee, they can use a credit card.
We recommend that you bring a few recent pay stubs with you. If you have any particular bills or other items that you are concerned about, feel free to bring those as well.
If your initial consultation is taking place over the phone, you may submit your documents by email to info@klplawfirm.net or fax to 501-267-5435.
Call us for a free consultation.
During your consultation, we will ask for some basic information (regarding your income, expenses, property, and debts) and from that we will be able to tell you what kind of bankruptcy you qualify for, what kind of bankruptcy we recommend for you, and how much it will cost.
We are offering same day or next day appointments to best fit your schedule.
No, but it is highly recommended that you hire an attorney to guide you through the process and prepare the paperwork for you. Even the Federal Judiciary recommends that you hire an attorney:
“Individuals can file bankruptcy without an attorney, which is called filing pro se. However, seeking the advice of a qualified attorney is strongly recommended because bankruptcy has long-term financial and legal outcomes.”
Administrative Office of the U.S. Courts on behalf of the Federal Judiciary https://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney
If you are experiencing any financial problems, we suggest talking to an attorney before making any decisions. We provide free consultations so that you can fully understand your options before deciding to file.
Typically, no. In both kinds of bankruptcy, you will simply meet with a trustee near the start of your case, who will ask you some questions under oath. The trustee is just another attorney, not a judge. Your attorney will be present with you during this meeting and can help you in case you need help answering a question or providing information to the trustee.
The cost of a bankruptcy will vary depending on what type of bankruptcy you file.
For a Chapter 7 Bankruptcy, our price starts at $1,200.00 for non-business cases. This amount includes all costs associated with your bankruptcy: court fees, required classes, credit reports, and attorney fees. The Chapter 7 fee can be paid all at once or paid out over time prior to filing.
For a Chapter 13 Bankruptcy, attorney fees are paid through a monthly payment to a trustee. However, filing costs typically range from $400.00 to $450.00. This includes court fees, required classes, credit reports, and tax transcripts. Typically, we can file a case for as little as $100.00 down.
Disclaimer: We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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